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Secured Business Loan

Machinery & Equipment Finance

This specialised financial solution is designed to support MSMEs in acquiring or upgrading essential machinery and equipment, thereby ensuring that existing working capital lines are not compromised. By availing this facility, MSMEs can enhance operational efficiency and productivity by leveraging state-of-the-art technology.

₹3 Cr
Loan Amount
60 Months
Flexible Tenure
No Collateral
No additional collateral required

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Business Machinery & Equipment Finance

This specialised financial solution is designed to support MSMEs in acquiring or upgrading essential machinery and equipment, thereby ensuring that existing working capital lines are not compromised. By availing this facility, MSMEs can enhance operational efficiency and productivity by leveraging state-of-the-art technology.

We have strengthened our relationships with over 100 Original Equipment Manufacturers (OEMs) across these sectors. Expanding our offerings from the initial 23 prime branches, we now provide Machinery and Equipment Finance services through the entire UGRO Capital branch network across India.

Loan Amount

Up to ₹3 Cr

Loan Amount

Tenure

Up to 60 Months

Flexible Tenure

Collateral

No additional collateral

Required

Product Segments for Equipment Finance

Ugro Capital Machine Tool

Machine Tool (CNC, VNC, VMC Lathe Machines)

Ugro Capital Rooftop Solar Panels

Solar (Rooftop Solar Panels)

Ugro Capital Printing Machines

Printing Machines (Offset and Digital Printing)

Ugro Capital Packaging Machine

Packaging Machine (Capping, Labelling, Wrapping)

Ugro Capital Control Panel

Genset (Control Panel, Coiling Systems)

Ugro Capital Medical Equipment

Medical Equipment (Imaging, Laboratory)

Ugro Capital Light Engineering

Light Engineering (Forming Components, Forgings and Fasteners)

Ugro Capital Plastic Machines

Plastic Machines (Injection Moulding Machine)

Ugro Capital Textiles

Textiles

Product Specifications

Funding

Loan up to 3 Cr

Tenure

Tenure up to 60 Months

Funding

Competitive Rate of Interest

Funding

No additional collateral required

Why Choose Machinery & Equipment Finance?

Unlock up to 125% of your asset's value

to purchase new machinery and manage working capital

Ignite your Start-up’s Growth

Machinery & Equipment Finance

Turn Existing Machinery into Cashflow

Keep These Documents Ready

KYC Documentation (Business and Individual)

Udyam Certificate

Bank Statements and GST Details

Proforma Invoice

You can apply for a Machinery and Equipment Loan in three simple steps:

01

Apply Online

Click "Apply Now" and enter your contact details.

02

Submit Details

Enter your PAN and other relevant details, then click "Apply Now."

03

Verification

Your application will proceed for verification and assessment.

Calculate Your Monthly EMI

Estimate your repayment amount instantly and plan your business finances with confidence.

Calculate EMI

Frequently Asked Questions

You can apply for a machinery loan by contacting UGRO or applying through the website (Apply Now | U GRO Capital – Business Loan) or by visiting the nearest UGRO Capital branch (Contact Us | U GRO Capital – Sector specific loans to power India’s SME growth).

A machine loan can be used to finance a variety of machinery and equipment, including:
  • - Machine Tools (CNC, VNC, VMC Lathe Machines)
  • - Plastic Machines (Injection Moulding Machine)
  • - Printing Machines (Offset and Digital Printing)
  • - Packaging Machines (Capping, labelling, wrapping)
  • - Light Engineering (Forming ,Forging, Fastener Comp.)
  • - Wood Working (Wood Lathe, Bandsaw Machine)
  • - Genset & Textile (Generator & Sewing Machine)
  • - Medical Equipment (Imaging, Laboratory, Monitoring)
  • - Solar (Solar Rooftop Panel) etc

Loan eligibility for a machinery loan is determined based on factors such as the borrower’s creditworthiness, business financials (revenue, profitability), the nature of the machinery being financed etc.

To apply for a machinery loan, you will typically need the following documents depending on Loan amount and type:
  • KYC Documents (Business PAN, UDYAM Certificate, Business vintage proof etc)
  • Bank Statement
  • Proforma Invoice for the proposed Machinery

Yes, UGRO Capital may offer financing for used or old machinery, subject to certain conditions. The eligibility for financing old machinery depends on factors like the type of machinery, age of the equipment, its working condition , and its current market value.

Yes, UGRO Capital provides loans to both established businesses and new entrepreneurs if the applicant has at least 3 years of relevant experience.

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