Satyananda Mishra
Non-Executive Chairman & Independent Director
Former Chief Information Commissioner of India; 40+ years in Indian Administrative Services.
Our Team
The people who decide
what we
lend, and to whom.
Led by Shachindra Nath, Founder and Managing Director. Board, executive management and management team as of 2026.
Leadership
The people building
MSME credit.
Shachindra Nath
Founder & Managing Director
Entrepreneur who established UGRO Capital; prior experience building insurance, asset management, and lending institutions.
Karuppasamy Singam
Independent Director
Former RBI Executive Director; served as RBI Nominee Director at Indian Bank.
Karnam Sekar
Independent Director
Professional banker; previously Deputy Managing Director at State Bank of India; headed two public sector banks.
Hemant Bhargava
Independent Director
Master's in Economics; former LIC Managing Director with 38 years' tenure; currently on the boards of Larsen & Toubro and Tata Power.
Rajeev K. Agarwal
Independent Director
Nearly three decades in financial services; former SEBI Whole Time Member; IIT Roorkee alumnus.
Rohit Goyal
Non-Executive Director
Vice President at IFU (Danish DFI); 20 years' experience; B-Tech from IIT Delhi; CFA charterholder.
Tabassum Inamdar
Independent Director
Chartered Accountant with 25+ years in banking/insurance; founded the Tameel impact research initiative.
Ramanathan Subramanian Arun Kumar
Non-Executive (Nominee) Director
29+ years in financial services; currently COO at ClearSky Investment Holdings; ICAI member.
Anuj Pandey
Chief Executive Officer
Anuj is a founding team member of UGRO Capital. His passion is to use analytics & technology to...
Sameer Nanda
Chief Revenue Officer
Sameer Nanda is a seasoned financial services professional with 26 years of diverse experience across MSME lending (Business...
Irem Sayeed
Chief Risk Officer
With over 20 years of experience in the financial services industry, Irem has a rich background in credit...
Shilpa Bhatter
Chief Financial Officer
Ms. Bhatter is a seasoned finance professional with 18+ years of experience in the BFSI sector, Specialising in...
Rajni Khurana
Chief People Officer
Rajni brings over 20 years of Global Human Resources Management and Strategic Business Advisory experience to UGRO. Specialising...
Sunil Lotke
Chief Legal & Compliance Officer
Sunil is our Chief Officer – Legal, Compliance & Secretarial and is the primary interface with the Regulators....
Rahul Sekar
Chief Technology & Product Officer
Rahul is the architect behind our embedded finance and digital lending infrastructure. As Co-founder of MyShubhLife (MSL), he...
Satyabrata Mohapatra
Chief Operating Officer
Satyabrata has been instrumental in building UGRO’s operations and customer service backbone during a phase of rapid scale...
Arun Arora
Chief Litigation and Recovery Officer
Neeraj Deshpande
Business Head – Co-Lending
Ranga Aparna
Chief Credit Officer – South (Emerging Market)
Nishi Sharma
Chief Credit Officer – North (Emerging Market)
Sourabh Agarwal
Chief Credit Officer – West (Emerging Market)
Paramasivam T P
Chief Business Officer – South (Emerging Market)
Ritu Prakash Singh
Senior Economist and Head – PR
Harsh Shah
Head of Marketing & Corporate Communications
Kavita Shedge
Head - Internal Audit
Satish Kumar
Company Secretary and Compliance Officer
Sandeep Khanna
Chief Business Officer - North (Emerging Market)
Radhakrishna Amin
Chief Business Officer – West (Emerging Market)
Siddharth Rajan
Head – Strategy, Investor Relations, and FP&A
FAQs
Questions people usually ask us.
What services or products do you offer?
We offer small business loans in a few specific forms, Loan Against Property, Machinery Loans, and small-ticket business loans through GROx, each built around how a particular kind of MSME actually operates, not a single one-size-fits-all product.
How can I contact your customer support team?
You can reach us by calling our Customer Care Helpline at 1800-202-8476, or visit any of our branches for assistance.
Where are you located?
UGRO Capital is headquartered in Kurla, Mumbai, Maharashtra, with 300+ branches across 17 states. Use our branch locator to find the UGRO Capital branch nearest to you.
What are your hours of operation?
Our team is available Monday to Friday, 9:30 AM to 6 PM.
Why choose an NBFC over a traditional bank for an MSME loan?
Traditional banks typically ask small businesses for three years of audited financials, collateral, and a long credit history, requirements many otherwise-healthy MSMEs can't meet. NBFCs like UGRO judge a business by what it actually does: its GST filings, bank transactions, and day-to-day cash flow. That usually means faster decisions and financing, such as Loan Against Property or Machinery Loans, built around how the business runs, not just its paperwork.