Embedded Financing
UGRO’s Embedded Financing delivers instant, data-led credit to MSMEs within the platforms they already use.
Embedded Financing
UGRO’s Embedded Financing delivers instant, data-led credit to MSMEs within the platforms they already use.
Credit is triggered by real transactions and underwritten using live business data. Built on UGRO’s DataTech architecture, this model combines:
This ensures credit reaches MSMEs exactly when it is needed, with speed and control.
Up to INR 50L
Loan Amount
Up to 24 Months
Tenure
Product Specifications
Daily revolving working capital loans
Short-term working capital loans (up to 1 month)
Working capital term loans (3-24 months)
Product Benefit
Access multiple financial solutions in one flow
Apply in your preferred local language
Secure data with compliant systems
No hidden charges with transparent pricing
Build and strengthen your credit history
Repay based on your business cash flow
Documents Required
Minimal documentation. Maximum use of data.
PAN Card
Aadhaar Card
Bank statements (last 6 months)
GST details (if applicable)
Platform transaction data (auto captured)
Embedded Financing Loan Process
You can apply for an Embedded Financing loan by following these five simple steps:
Pre-Qualification
Merchants identified based on platform transaction data
Credit Evaluation
Automated underwriting using GRO Score and financial data
Offer Generation
pre-approved loan offer within the platform
Digital Acceptance
Simple KYC and consent
Disbursal
Funds credited instantly or within hours
