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Secured Business Loan

Loan Against Property

A Loan Against Property (LAP) is a financial arrangement wherein a business entity secures a loan by pledging a property, typically an immovable asset, as collateral. The loan amount is generally a percentage of the property's market value, and the funds obtained can be utilised for operational expenses or any other business-related purpose.

₹5 Cr
Loan Amount
180 Months
Flexible Tenure

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Business Loan Against Property

A Loan Against Property (LAP) is a financial arrangement wherein a business entity secures a loan by pledging a property, typically an immovable asset, as collateral. The loan amount is generally a percentage of the property's market value, and the funds obtained can be utilised for operational expenses or any other business-related purpose.

UGRO Capital offers cashflow-based lending against properties to support your business's GROwth!

Loan Amount

Up to ₹5 Cr

Loan Amount

Tenure

Up to 180 Months

Flexible Tenure

Product Highlights

Funding

Loan Against Property, with funding up to Rs.5 Cr

Tenure

Flexible loan tenure up to 180 months

Why Choose Loan Against Property?

Get the financial flexibility your business needs with competitive funding, faster approvals and minimal documentation.

High Loan-to-Value Ratio

Unlock higher funding potential based on your property's value.

Quick Score-Based Approval

Faster assessment with a streamlined digital approval process.

Loan Against Property

Competitive Interest Rates

Affordable financing designed for growing businesses.

Doorstep Service

Dedicated relationship support throughout the loan journey.

Keep These Documents Ready

KYC Documentation (Business and Individual)

Udyam Certificate

Bank Statements and GST Details

Property Details

You can apply for a Loan Against Property in three simple steps:

01

Apply Online

Click "Apply Now" and enter your contact details.

02

Submit Details

Enter your PAN and other relevant details, then click "Apply Now."

03

Verification

Your application will proceed for verification and assessment.

Calculate Your Monthly EMI

Estimate your repayment amount instantly and plan your business finances with confidence.

Calculate EMI

Frequently Asked Questions

Loan Against Property (LAP) is a type of secured loan that allows you to apply for a loan by mortgaging your property. The money raised can be used for Business Purposes only. The loan amount allotted to you is calculated basis the market value of the property mortgaged against the loan among other factors.

One can avail a Loan Against Property for various business purposes like expanding of business premises, working capital to be infused, or for availing any new contract. The end use of the mortgage loan product should not be for any personal, or any speculative or prohibitive activity.

A Loan Against Property (LAP) offers several advantages, including competitive interest rates, flexible repayment options upto 180 months, making EMIs manageable, and higher loan amounts. LAP is an ideal choice for those seeking a property-backed loan solution with flexibility and ease of repayment.

The minimum tenure for LAP is 60 months and maximum is 180 months.

UGRO Capital offers loans on the following properties – Residential, Commercial, Industrial and Plots.

Yes, you can foreclose your loan subject to payment of foreclosure charges and conditions mentioned in the schedule of charges. (Insert Schedule of Charges Link here)

Yes, one can always claim the interest paid as a business expense and this is deductible from the business income.

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