SEC_01
22
sub-sectors
Healthcare
Hospitals, diagnostic chains, pharma distribution, medical devices.
Sector expertise
Lending built on industry intelligence, not generic models.
GRO Score is trained on 180+ MSME sub-sectors across eight high-growth verticals — every credit decision reflects how that industry actually breathes.
180+
Sub-sectors mapped
8
High-growth verticals
6+ yrs
Proprietary sector data
SEC_02
18
sub-sectors
Education
K-12 schools, coaching, ed-tech operators, skill training.
SEC_03
26
sub-sectors
Chemicals
Specialty, agro, dyes & pigments, intermediates.
SEC_04
24
sub-sectors
Food Processing
Dairy, packaged foods, F&B retail, cold chain.
SEC_05
31
sub-sectors
Light Engineering
Precision parts, fabrication, tooling, auto ancillary.
SEC_06
19
sub-sectors
Hospitality
Hotels, restaurants, events, travel services.
SEC_07
20
sub-sectors
Electrical Equipment
Switchgear, cables, lighting, industrial automation.
SEC_08
22
sub-sectors
Auto Components
OEM suppliers, aftermarket parts, EV components.